Effective Date: September 17, 2024
This Privacy Policy outlines how our app Instant Cash Advance & Loans collects, uses, and protects your personal information when you interact with it. By using our App, you agree to the practices described in this Privacy Policy.
Information We Collect
We collect both personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) when you use our app. This information helps us improve the services we provide and better connect you with relevant third-party partners.
Personally Identifiable Information (PII): PII includes data that can directly identify you as an individual. We collect this information when you voluntarily submit it through forms on our app, such as when requesting services, making inquiries, or contacting us. Examples of PII we may collect include your name, mailing address, phone number, email address, Social Security number, employment details, income information, and banking account details.
Non-Personally Identifiable Information (Non-PII): Non-PII includes data that does not identify you personally, such as information collected through cookies and similar technologies. This may include your IP address, browser type, operating system, pages you visit, and the time you spend on the app. Non-PII helps us understand how users interact with our app and improve its functionality.
How We Use Your Information
We use the PII you provide for a variety of purposes, including but not limited to:
- Processing your requests and connecting you with third-party service providers
- Communicating with you about services, promotions, or offers
- Conducting business analytics and improving customer service
- Ensuring compliance with legal obligations
Non-PII is primarily used to analyze trends, manage the app, and monitor user behavior. This helps us enhance the user experience and optimize the performance of our services.
Sharing Your Information
Sharing of PII: We may share your PII with third-party service providers, including lending entities, partners, and affiliates, to fulfill your requests. These third parties may use your information to provide services, such as processing a loan application or conducting marketing campaigns. We may also share your PII to comply with legal requirements, protect our rights, or prevent fraud and other illegal activities.
Sharing of Non-PII: Non-PII may be shared with third parties, such as advertisers or analytics service providers, to better understand user behavior and improve the app’s performance. Non-PII cannot be used to personally identify you.
Cookies and Tracking Technologies
We use cookies, web beacons, and similar tracking technologies to collect Non-PII and enhance your experience on the app. Cookies are small files stored on your device that allow us to recognize you and remember your preferences. You can choose to disable cookies in your browser settings, though doing so may affect your ability to use certain features of the app.
Third-Party Links
Our app may contain links to third-party websites. Please note that we do not control the content or privacy practices of these external websites. We encourage you to review the privacy policies of any third-party sites you visit, as their practices may differ from ours.
Data Security
We are committed to protecting your personal information. We implement industry-standard security measures, including encryption and secure servers, to protect PII from unauthorized access or disclosure. However, no security system is entirely foolproof, and we cannot guarantee absolute security.
Opt-Out Options
You have the right to opt out of receiving marketing communications from us or our partners at any time by contacting us or following the opt-out instructions included in our emails. However, opting out may limit your ability to access certain services or offers.
Children’s Privacy
Our app is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a minor has provided us with PII, we will take steps to delete that information promptly.
Policy Changes
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. We encourage you to review this Policy regularly to stay informed about how we protect your information.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at [email protected]
By continuing to use our app, you agree to this Privacy Policy and any updates to it.